It depends on the situation. The Target and Home Depot incidents I would say that none of the blame should fall on the user. If you use your card at a super sketchy convenience store, you should probably be aware that your info might get skimmed. » 10/10/14 2:00pm 10/10/14 2:00pm

Why do you expect you will have to move your head around more than normal? The Oculus replaces your FOV with a virtual one. Anything within that FOV can be seen by moving your eyes and anything outside of it would require you to move your head or upper body just as you would in real life. » 9/21/14 10:06am 9/21/14 10:06am